Terms and Conditions

Last updated: June 2026

Please read these Terms and Conditions carefully before using Numra (numra.online). By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use the site.

1. About Numra

Numra is a free online financial calculator suite operated by BranDive (brandive.uk). Our calculators are designed to provide helpful estimates for income tax, stamp duty, mortgage repayments and other financial calculations.

2. Nature of the Service — Not Professional Advice

The calculators and all content on Numra are provided for general informational and educational purposes only. Nothing on this website constitutes:

Calculator results are estimates only. They are based on published rates and standard assumptions and may not reflect your exact personal circumstances, available reliefs, allowances or deductions.

You should always consult a qualified professional — such as a chartered accountant, tax adviser or financial adviser — before making financial decisions.

3. Accuracy of Information

We make reasonable efforts to ensure that the tax rates, thresholds and other figures used in our calculators are accurate and up to date. However:

Always verify figures with official sources such as HMRC, the ATO, the CRA or the IRS before making any financial decisions.

4. Disclaimer of Liability

To the maximum extent permitted by applicable law, BranDive and Numra disclaim all liability for:

5. Intellectual Property

All content on Numra — including but not limited to the design, layout, code, text, graphics and calculator logic — is owned by or licensed to BranDive and is protected by applicable intellectual property laws.

You may use the calculators for personal, non-commercial purposes. You may not reproduce, distribute, modify or create derivative works from any content on this site without prior written permission from BranDive.

6. Use of the Site

You agree not to:

7. Advertising

Numra is supported by advertising provided by Google AdSense. Advertisements are served by Google and are subject to Google's own terms and privacy policies. Numra does not endorse any advertiser or the products and services they promote.

8. External Links

This site contains links to external websites, including BranDive (brandive.uk) and official government sources. These links are provided for convenience and informational purposes only. We have no control over and accept no responsibility for the content or availability of external sites.

9. Availability

We aim to keep Numra available at all times but cannot guarantee uninterrupted access. We reserve the right to modify, suspend or discontinue the service at any time without notice.

10. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. The "Last updated" date at the top of this page will reflect any updates. Continued use of the site constitutes acceptance of any revised terms.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales, without prejudice to any mandatory consumer protection laws applicable in your jurisdiction.

12. Contact

If you have questions about these Terms and Conditions, please contact us: